Bankruptcy: The First Step Toward Financial Security

For many people in Washington state, the thought of filing for bankruptcy feels like an admission of failure. However, bankruptcy is not failure. In fact, for many facing financial instability, bankruptcy is the first step toward future security.

Offering Peace Of Mind Through Debt Relief

At Seward & Associates, Attorneys at Law, our goal is to help clients from Kitsap County and the surrounding areas in Western Washington understand that seeking help during times of financial struggle is not only acceptable but also wise. Our bankruptcy lawyer, Jared D. Bellum, works diligently to put our clients at ease and reassure them that the steps they take now will enable them to have financial success in the future.

We offer assistance to clients seeking debt relief via the following chapters of bankruptcy:

  • Chapter 7
  • Chapter 13
  • Chapter 11

In addition, Mr. Bellum can also help clients whose situations do not require bankruptcy but, instead, require financial advisement.

Answering Your Bankruptcy-Related Questions

When clients come to us for guidance through difficult financial situations, they often have similar questions. Some of the most common are:

  • Can bankruptcy stop home foreclosure?
  • Can bankruptcy stop wage garnishment?
  • Can bankruptcy stop auto repossession?

The answer to all three questions is yes. When a bankruptcy petition is filed, an automatic stay goes into effect, which stops all legal actions. In some cases, through the bankruptcy process, clients can negotiate payment plans that allow them to keep their assets, while, in other cases, we determine that a different path best fits our clients' needs. Regardless of which path you need to follow, you can move forward with the confidence that comes from knowing an experienced lawyer is helping you make the right decisions.

Helping You Understand The Bankruptcy Process

The bankruptcy process is complex, especially to those without legal backgrounds. For many clients, an understanding of what to expect makes the decision to file for bankruptcy much easier.

Attorney Bellum will sit down with you and create a balance sheet in order for you both to have a clear picture of your financial landscape. Armed with this knowledge, he can help you determine whether bankruptcy is right for you and, if so, for which chapter you qualify. Once a determination is made, he can file your bankruptcy petition, attend your 341 meeting of creditors and, as your case proceeds, answer your questions while easing your concerns.

Discuss Your Concerns With Our Attorney

If you would like to learn more about the benefits of bankruptcy or alternative debt relief solutions, you can do so by taking advantage of our offer for a free 30-minute phone consultation. To arrange a time to speak with Mr. Bellum or schedule an in-person consultation at either our Port Orchard or Seattle law office, call 360-602-1925 or email our law firm.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.